Liability insurance – protection in everyday life
A moment of carelessness can be expensive. Liability insurance protects you from financial consequences.
Personal liability insurance covers damage you cause to third parties – whether personal injury, property damage, or tenant damage. It is not mandatory in Switzerland but strongly recommended: even a minor accident can lead to claims running into millions of francs.
Personal injury
Bodily injury to third parties caused by your fault – the costs for medical treatment, loss of earnings, and compensation for pain and suffering can quickly run into millions.
Property damage
Damage to or destruction of third-party property – from a friend's broken laptop to a scratch on a parked car.
Tenant damage
Damage to the rented apartment beyond normal wear and tear – e.g., water damage from a forgotten bathtub or burn marks on the parquet floor.
Children and pets
Parental liability for minors and pet owner liability – both are covered through personal liability insurance.
What We Offer
- ✓Optimal coverage amount (min. CHF 5 million recommended)
- ✓Comparison of premiums for equivalent coverage
- ✓Review of existing policy for gaps
- ✓Combination with household insurance for a bundle discount
Ready for independent advice?
Contact us for a free and non-binding initial consultation. Together, we will find the optimal solution for your insurance needs.
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