Pension planning – securing your financial future
From tax optimization to protecting your family: we plan your pension together.
The Swiss pension system is based on three pillars. Private pension provision (3rd pillar) offers you the opportunity to save on taxes while building wealth for the future. We show you which solutions fit your life situation.
Why is private pension planning important?
- ✓AHV and occupational pensions cover only about 60% of your last income in retirement.
- ✓Pillar 3a offers attractive tax benefits.
- ✓Early planning maximizes your wealth accumulation through compound interest.
- ✓Risk coverage protects your family in case of disability or death.
Pillar 3a – save taxes, secure your future
Restricted pension is one of the most effective tax optimization instruments in Switzerland.
Pillar 3b – flexible pension planning
Unrestricted pension complements your restricted pension with maximum freedom.
Life insurance – systematically build wealth
Combine savings and risk protection in a single solution.
Risk insurance – protect your family
Protect your loved ones financially in case of death or disability.
Children's plans – a secure future for your children
Pension, protection, and education capital – so your children are optimally covered.
Vested benefits accounts – safeguard your pension capital
When changing jobs or taking a career break, your pension fund assets need to be protected and optimally invested.
Pension consulting – plan your retirement right
Early and comprehensive retirement planning ensures you can maintain your standard of living in old age.
Ready for independent advice?
Contact us for a free and non-binding initial consultation. Together, we will find the optimal solution for your insurance needs.
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