Pension consulting – plan your retirement right
Early and comprehensive retirement planning ensures you can maintain your standard of living in old age.
Retirement planning covers the comprehensive analysis and coordination of all three pillars: AHV, occupational pension fund, and private pension. The goal is to identify pension gaps early, optimize the withdrawal strategy from a tax perspective, and make early retirement financially viable if desired. Solidwave guides you on the path to a worry-free retirement.
Pension gap analysis
We calculate how much income you will receive in retirement from AHV and your pension fund, and show the gap between your current standard of living and your expected pension.
Pension fund buy-in
Voluntary buy-ins into the pension fund are tax-deductible and simultaneously increase your retirement benefits. We assess whether a buy-in makes financial sense for you.
Capital vs. pension
Pension, capital, or combination – the timing and form of withdrawal have significant tax implications. We show you how to minimize your tax burden.
Early retirement and its implications
Early retirement is financially demanding: lower AHV pension, reduced pension fund benefits, and missing contribution years. We calculate whether and how your goal can be achieved.
What We Offer
- ✓Personal pension analysis across all three pillars
- ✓Calculation of your individual pension gap
- ✓Tax-optimized withdrawal strategy for capital and pension
- ✓Coordination and optimization of all pension components
Related Topics
Vested benefits accounts – safeguard your pension capital
When changing jobs or taking a career break, your pension fund assets need to be protected and optimally invested.
Pillar 3a – save taxes, secure your future
Restricted pension is one of the most effective tax optimization instruments in Switzerland.
Ready for independent advice?
Contact us for a free and non-binding initial consultation. Together, we will find the optimal solution for your insurance needs.
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