Compare basic insurance
All insurers offer identical benefits – but premiums can differ by up to CHF 5,000 per year.
Mandatory basic insurance (OKP) under KVG covers standard medical care. The benefits catalog is legally identical across all insurers – you receive exactly the same coverage everywhere. Yet premiums vary by up to CHF 5,000 per year depending on insurer, location, deductible, and insurance model. Switching almost always pays off.
Same benefits, different prices
The benefits catalog is prescribed by law. You can switch to a cheaper insurer without any loss of coverage.
Deductible models
From CHF 300 to CHF 2,500 – the higher the deductible, the lower the premium. We calculate which model works best for you.
Alternative insurance models
Family doctor, HMO, or telemedicine models offer additional premium discounts. We explain the differences.
Annual switching possible
You can switch your basic insurance every year by the end of November. We support you throughout the entire process.
What We Offer
- ✓Personal premium comparison based on your location and situation
- ✓Advice on the optimal deductible model
- ✓Support with cancellation and switching
- ✓Ongoing review of your premiums
Ready for independent advice?
Contact us for a free and non-binding initial consultation. Together, we will find the optimal solution for your insurance needs.
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