Risk insurance – protect your family
Protect your loved ones financially in case of death or disability.
Risk insurance provides pure risk coverage without a savings component – at significantly lower premiums than a mixed life insurance. It protects your family financially in the event of death and/or disability. Solidwave calculates your actual coverage needs.
Death benefit
In the event of death, your beneficiaries receive the agreed capital. This can be used to pay off mortgages, cover ongoing expenses, and fund your children's education.
Disability pension
If you become unable to work, you receive a monthly pension. This bridges the gap between benefits from your pension fund, accident insurance, and your actual income needs.
Flexible coverage and term
The insured sum and contract duration can be individually tailored to your life situation – whether starting a family, buying property, or building a business.
Advantages for mortgages
Banks frequently require risk insurance when granting a mortgage – especially with high loan-to-value ratios or single earners. We find the most affordable solution your bank will accept.
What We Offer
- ✓Needs analysis: calculating your pension gap for death and disability
- ✓Quote comparison from various providers
- ✓Review of existing coverage from pension fund and accident insurance
- ✓Advice on the optimal coverage amount and term
Ready for independent advice?
Contact us for a free and non-binding initial consultation. Together, we will find the optimal solution for your insurance needs.
Get in Touch