Life insurance – systematically build wealth
Combine savings and risk protection in a single solution.
A mixed life insurance (endowment policy) combines savings and risk protection in a single product. It is commonly taken out within Pillar 3a or 3b and provides both capital accumulation and financial security for your dependents. Solidwave compares the offers for you.
Capital-building with guaranteed surrender value
Unlike pure risk products, a mixed life insurance systematically builds capital – with a guaranteed minimum amount at maturity or surrender.
Premium waiver in case of disability
If you become unable to work, the insurer takes over the premium payments. Your savings goal is still reached – crucial protection that a bank account cannot provide.
Tax-privileged within Pillar 3a
Premiums for a life insurance within Pillar 3a are fully deductible from taxable income. The payout is taxed at a reduced rate.
Death benefit for dependents
In the event of death, your beneficiaries receive the agreed death benefit – regardless of the amount saved so far. This provides essential financial security for your family.
What We Offer
- ✓Quote comparison from various providers and products
- ✓Analysis of existing policies for performance and costs
- ✓Advice on cancellation, surrender, or conversion
- ✓Combination with pure risk insurance for optimal protection
Ready for independent advice?
Contact us for a free and non-binding initial consultation. Together, we will find the optimal solution for your insurance needs.
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